Scenario Lab

Expense ratio impact calculator

Estimate how much long-term value can be lost to even modest fund-fee differences.

Reviewed April 4, 2026

Topic hub: Retirement Accounts

Estimated fee drag

$0

Compares a lower-fee fund against one with the entered extra annual fee.

Fee drag is one of the cleanest places to model long-term tradeoffs because the variable is visible and relatively stable. This calculator is designed to make that compounding cost harder to ignore.

Related

Keep moving through the same topic without dead ends

Guides